Needs vs. Wants
     Credit Cards
     Sale! Going Out of Business
     The First Two Digits
     Choose the Cheapest First
     Good Debt
     Bad Debt
     Con Games
A dangerous hobby - at least, for your wallet.

Of all the dangers you'll face in your teenage years (and beyond), spending is the least dangerous. It won't kill you, make you sick, break your heart, or make you miserable. Spending is just a bad habit and it's difficult to escape, almost like an addiction. The two most important rules for spending (and speaking) are:


  1. Think before you spend
  2. Spend wisely

Choose the Best Product

Buying Guides
  • www.pricegrabber.com
  • www.nextag.com
  • www.mysimon.com
  • Bizrate - to find the best on-line price
  • www.consumerreports.org - the first place to look (and get a magazine subscription)
  • Amazon sells most everything, has good prices, easy return policy and lots of product reviews
  • www.cnet.com for electronics reviews
  • http://dpreview.com/ - for camera reviews
  • McMaster-Carr: More here than Home Depot

    How to Take Good Pictures

  • http://www.kodak.com/eknec/PageQuerier.jhtml?pq-path=39&pq-locale=en_US&_requestid=1631"> Tips for Taking Great Pictures
  • http://www.idigitalphoto.com/improve-your-photos/
  • www.geocities.com/rhorii/Photo/PictureAdvice.html

    Questions to Ask Before Buying Something

    If you become a victim of a con game, report it. Do not be afraid or embarrassed, because you are not the first person to fall victim to a scam. The people carrying out scams are professionals at what they do and practice their schemes in all parts of the country. It can happen to you. Remember, if something sounds too good to be true, it probably is.

    Source: http://ohioline.osu.edu/ss-fact/0154.html

    Be sure to watch the Academy Award winning movie, "The Sting" for a great con game.